Never say never - this is only too true about the identity theft cases. Sometimes it just does not make any difference whether you are prepared or not. When the unpleasant happens it is easy to become frustrated and overwhelmed; however, it might be helpful to know that there are resources and authorities that can help.
Check Fraud
Telemarketers are just great at making you receive charges on your phone bills or credit cards. It is very often that people become victims of fraudulent check scam; however, such issues can be effectively addressed if you send a report to the National Fraud Information Center.
Your claim will be evaluated and then passed further on to the Federal Trade Commission (FTC) and other organizations that are involved in local consumer protection programs.
Cell Phone Fraud
Cases of cell phone frauds are really numerous and if you appeared to be a victim of such fraudulent actions, you have an option to contact the BBB, or the Better Business Bureau of the United States. They can help in case your account was deactivated, or you get incorrect bill statements or else.
Identity Theft
One of the key points in recovering from identity theft is prompt actions. It is really senseless to apply for help with delays. The more time will pass, the fewer are the chances for successful resolution. In case you suspect that you have become a victim of identity theft, make sure you contact the agencies and institutions at once and get the more complete information of your finances possible.
There are three major credit agencies that can be contacted in case of identity theft - they are Experian, TransUnion and Equifax. After you contact them, your alert is sure to appear in all the remaining agencies and measures will be taken in accordance.
The next step after contacting credit agencies is to contact the Federal Trade Commission (FTC). You can file an official identity theft complaint with them. They will review the case and take proper measures.
It also makes sense to apply for the local law enforcement - police - and file a report of the identity theft. Make sure they add your FTC ID theft complaint form to the report. With the help of these documents you will feel safe and protected when applying to any financial institutions.
Here is helpful FBI page about identity theft.
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